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Archives: 2022

Is Insurance Cheaper if You Own the Car?

It’s the day you’ve been waiting for. You paid off your car. Congratulations! Now what? As you enjoy the extra cash in your bank account, it may be a good time to take a look at another expense that impacts your budget: your auto insurance. Now that you own your car, it’s reasonable to ask: Which coverages are optional when you own your car? Which...

Understanding What Your Home Insurance Policy Covers

Understanding your home insurance policy and what it covers is essential but easier said than done. Insurance contracts are written in a legal language unfamiliar to most of us. To understand your coverage, you may want to get help from a local insurance agent. You need to know what is covered – hopefully long before you need to file a claim. You likely have homeowners'...

6 Things You Didn’t Know Your ERIE Auto Policy Could Cover

The next time you look over your ERIE auto insurance policy, look for the “Xs” throughout the margins. These are all the “Xtra Protection Features” that are automatically included with your ERIE auto policy. 6 ERIE Auto Policy “Xtras” You Might Not Know You Have Here are just a few of the things you’re covered for (and always have been): Road Trip: Whether you’re headed across the state...

What To Know Before You Finish Your Basement

In most cities across the United States, today’s hot real estate market is showing no signs of cooling down. Home prices continue to climb, driven by a shortage of inventory and low mortgage rates. And this hot market is driving many homeowners to invest in upgrading their current home instead of buying a new one. For those looking to add more usable indoor space, finishing...

Family Floater Life Insurance Policy and How They Work

A "family floater" plan provides life insurance coverage to all family members. These policies are a smart choice for many families. Also called "family life insurance," your entire family has life insurance with a single policy, a far simpler and more efficient process. Life insurance policies are typically purchased to cover the parents. If one of the breadwinners for the family should suddenly pass away,...